Unpaid bills of exchange and cheques: from title to enforcement.
A bill of exchange and a bank cheque may be enforceable titles where statutory requirements are met. We review the instrument, fiscal rules, presentation, non-payment and limitation periods.
Head of the debt recovery and enforcement practice: title review, choice of procedure and management of the enforcement stage.
Bills and cheques
Every matter starts from the available documents, so the procedure can be matched to the claim and to the debtor's actual assets.
Claim review
Assessment of documents, limitation periods and whether the claim is certain, quantified and due.
Out-of-court stage
Formal demand, contact with the debtor and assessment of realistic payment plans.
Court stage
Payment-order application or ordinary proceedings before the competent judicial office.
Enforcement
Formal demand, attachment of movables, real estate or third-party receivables depending on the assets identified.
A five-step route, from document review to actual recovery.
Documents
Collection of contracts, invoices, instruments and correspondence.
Debtor
Identification of the liable party and review of its financial position.
Demand
Formal demand setting a deadline for payment.
Title
Obtaining or verifying the enforceable title.
Recovery
Enforcement or a settlement aimed at actual payment.
Nationwide coverage
Work is coordinated from our Rome offices and carried out before the competent judicial offices throughout Italy, with local correspondents where required.
Frequently asked questions.
How long does it take?
Timing depends on the documents, the competent judicial office, any opposition and the enforcement measures realistically available.
Which documents are needed?
The file is reviewed before the appropriate procedure is selected.
How do I get started?
Send the documents relating to the claim: once reviewed, we set out the applicable procedure and the steps required.
An unpaid instrument to assess?
Send the available documents and you will receive an assessment of the position and of the routes available.